{"id":7746,"date":"2020-01-24T22:59:32","date_gmt":"2020-01-24T13:59:32","guid":{"rendered":"http:\/\/kouiki.kansai.or.jp\/?p=7746"},"modified":"2020-01-24T23:30:00","modified_gmt":"2020-01-24T14:30:00","slug":"for-hopeless-people-in-america-considering-a-pay-4","status":"publish","type":"post","link":"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/","title":{"rendered":"For hopeless People in america considering a pay day loan, listed here are other choices"},"content":{"rendered":"<p><title>For hopeless People in america considering a pay day loan, listed here are other choices<\/title> <\/p>\n<h2>You can find alternatives to pay day loans for customers in need<\/h2>\n<p>The payday financing industry is constructed on a standard issue: numerous People in the us live paycheck to paycheck, and don\u2019t have sufficient money which will make ends satisfy when emergencies arise.<\/p>\n<p>Consumers should begin by wanting to negotiate re re re payments with creditors, landlords and energy organizations to there\u2019s see if any flexibility about whenever and just how much they spend. Barring those choices, here are a few options:<\/p>\n<p> Credit union loans  <\/p>\n<p><!--more--> <\/p>\n<p>Payday alternative loans (PALs) can be found through federally-chartered credit unions included in a scheduled system administered by  the nationwide Credit Union management. At the time of 2017, around 503 credit that is federal offered the loans.<\/p>\n<p>The loans act like conventional payday advances for the reason that they are able to vary in proportions from $200 to $1,000 and so are meant to be repaid over  a quick time frame between one and 6 months. Nevertheless, the attention price and charges are a lot reduced \u2014 the maximum APR is 28%, and credit unions may charge a credit card applicatoin charge of a maximum of $20.<\/p>\n<p>Unlike pay day loans, borrowers cannot sign up for significantly more than three PALs in a period that is six-month and rollovers aren\u2019t permitted. Borrowers additionally needs to have now been a user for the credit union for at the very least a to qualify, and the loans do go through some underwriting month.<\/p>\n<p>\u201cBecause they\u2019re a different model and are at the mercy of regulation, credit-union options have now been to the knowledge more productive and safer alternatives,\u201d said Suzanne Martindale, senior policy counsel for Consumer Reports.<\/p>\n<p> Lending circles  <\/p>\n<p>While casual lending groups \u2014 sets of those who pool cash to provide to one another in times of need \u2014 aren&#8217;t a brand new concept, some businesses and nonprofits are formalizing this technique of offering loans.<\/p>\n<p>As an example, California-based nonprofit Mission Asset Fund helps facilitate the development  of financing sectors: customers can apply online  and join a team of individuals. Individuals have to simply just  take online economic training courses, determine loan quantities together and signal papers saying just exactly exactly what every person owes.<\/p>\n<p>While customers will have to contribute cash upfront to be involved in a lending circle \u2014 with Mission Asset Fund monthly payments range from $50 to $200 \u2014 the loans carry zero interest, yet still count in building someone\u2019s credit history.<\/p>\n<p> Secured bank cards  <\/p>\n<p>Unlike a credit that is traditional, guaranteed bank cards need  a deposit. Nevertheless, these cards were created for people seeking to build \u2014 or repair \u2014 their credit, and so are open to a w data-bgformat=&#8221;>DFS, -0.70% , Citi C, -0.68% and Capital One COF, -0.26% are among the list of  businesses that offered these cards.<\/p>\n<p>A secured credit card can be a major lifeline to people who struggle to pay for necessities between paychecks while submitting an application and receiving a card can take time.<\/p>\n<p>\u201cEvery bank card in the us features  a payday that is built-in with regards to the integrated elegance duration if you\u2019re  maybe perhaps not carrying a stability from month to month,\u201d said Christopher Peterson, a legislation teacher at University of Utah and economic solutions director associated with the customer Federation of America. \u201cIn contrast to pay day loans, they\u2019re 10 times or 20 times cheaper.\u201d<\/p>\n<p> Pawn shops  <\/p>\n<p>Though they usually have an image that is bad pawn stores are a better option to payday loan providers. \u201cPawn shops will be the most useful loan provider of final measure,\u201d Peterson said. \u201cIt\u2019s no enjoyable to pawn one thing, but you can find integrated customer protections. The debtor can preplan their payment strategy through the financial obligation by selecting something that they&#8217;ll live without.\u201d<\/p>\n<p>There\u2019s less danger to consumers: they simply lose the item rather than running high amounts of interest or losing their car like with payday or vehicle title loans if they don\u2019t repay their loan.<\/p>\n<p>\u2018If you don\u2019t have that cash today, it is likely to be also harder to create that cash along with a hefty fee in 2 months. Folks are effortlessly with debt for the year that is whole a results  of taking out fully these loans.\u2019 \u2014 Suzanne Martindale, senior policy counsel for customer Reports<\/p>\n<h2>The CFPB is rolling right back key customer defenses<\/h2>\n<p>The first CFPB proposition on pay day loans released earlier in the day this week would rescind the conditions needing loan providers providing the products to underwrite the loans so that you can ensure borrowers\u2019 ability to settle them. \u201cThe bureau is preliminarily discovering that rescinding this requirement would increase consumer usage of credit,\u201d the agency stated in a pr  launch.<\/p>\n<p>The proposal that is second wait as soon as the rule\u2019s conditions get into impact until November 2020.<\/p>\n<p>In the event that CFPB\u2019s plan goes in effect, laws regarding just just  how lenders that are payday  re  payments will continue to be set up. The 2017 guideline stipulated that loan providers must definitely provide written notice before trying to withdraw funds from a consumer\u2019s account to repay the mortgage.<\/p>\n<p>Loan providers will also be banned from making  a withdrawal effort after two past efforts have actually unsuccessful as a result of insufficient funds until they have consumer permission for future withdrawals.<\/p>\n<p>Town Financial solutions Association of America, a trade team that represents the payday financing industry, welcomed the CFPB\u2019s proposals, though criticized the agency\u2019s option to go out of portions regarding the regulation intact that is existing.<\/p>\n<p>\u201cWe are disappointed that the CFPB has, so far, elected to keep specific provisions of its previous last guideline, that also suffer with the possible lack of supporting proof and had been area of the same arbitrary and capricious decision-making regarding the past manager,\u201d the organization\u2019s CEO Dennis Shaul said in a general public statement. \u201cAs such, we think the 2017 rule that is final be repealed with  its entirety.\u201d (The CFSAA would not get back a request remark.)<\/p>\n<h2>80% of individuals who utilize pay day loans roll them over<\/h2>\n<p>These loans have actually drawn critique in large component because loan providers typically do little to no underwriting before supplying the funds to customers. a consumer can show up to often a payday lender\u2019s storefront and compose a check when it comes to loan amount and interest, and also the loan provider then holds onto this check and certainly will trade it for money once the loan flow from.<\/p>\n<p>In the event that debtor cannot repay the loan with time, nonetheless, some customers will choose to simply simply just take another payday loan out to settle the initial one, rather than get into standard. And thus it becomes  a punitive period of more high-interest loans piled along with the loan that is original.<\/p>\n<p>Certainly, a CFPB analysis discovered that more than 80% of payday advances were rolled over or followed closely by another loan within fourteen days. A study from Pew Charitable Trusts discovered that 70% of payday borrowers were utilizing their loans for recurring costs such as for example lease.<\/p>\n<h2>Payday advances often result in the  issue more serious<\/h2>\n<p>It\u2019s going to be even harder to come up with that money plus a hefty fee in two weeks,\u201d Martindale said\u201cIf you don\u2019t have that money today. \u201cPeople are efficiently with debt for a entire 12 months as a results  of taking right out these loans.\u201d<\/p>\n<p>Eighteen states while the District of Columbia basically prohibit high-cost lending that is payday establishing rate of interest limit.<\/p>\n<p>Consequently, the national government together with CFPB under Cordray\u2019s leadership penned laws needing the payday lending industry to confirm borrower\u2019s income and credit before lending for them to make certain they are able to repay the loans in a fashion that is timely.<\/p>\n<p>\u201cThat\u2019s just just just what being done now when you look at the mortgage market and also the credit-card market, also it made feeling to use that to pay day loans,\u201d Cordray stated.<\/p>\n<p> <a href=\"https:\/\/cartitleloans.biz\/\">united title loans<\/a> <\/p>\n<p>The CFPB isn&#8217;t  the sole agency managing the lending industry that is payday. Eighteen states while the District of Columbia basically prohibit high-cost lending that is payday establishing rate of interest caps. In a few states, including Connecticut, Massachusetts and western Virginia, payday lending has not been permitted.<\/p>\n<p>Three states \u2014 Maine, Colorado and Oregon \u2014 just allow lower-cost lending that is payday. Somewhere else, high-cost payday lending is permitted.<\/p>\n<p>Voters in a few states, including Southern Dakota and Colorado, have actually approved restrictions or outright bans on payday lending in the ballot field. \u201cWhere it offers gone towards the ballot, the general public generally supports restrictions on payday advances,\u201d Cordray stated.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For hopeless People in america considering a pay day loan, listed here are other choices You can find alternat &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/\" class=\"more-link\"><span class=\"screen-reader-text\">&#8220;For hopeless People in america considering a pay day loan, listed here are other choices&#8221; \u306e<\/span>\u7d9a\u304d\u3092\u8aad\u3080<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[888],"tags":[],"class_list":["post-7746","post","type-post","status-publish","format-standard","hentry","category-cash-advance-title-loans-2"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>For hopeless People in america considering a pay day loan, listed here are other choices | KANSAI\u2009Tourism -welcome\u2009to\u2009KANSAI,\u2009Japan-<\/title>\n<meta name=\"description\" content=\"For hopeless People in america considering a pay day loan, listed here are\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/\" \/>\n<meta property=\"og:locale\" content=\"ja_JP\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"For hopeless People in america considering a pay day loan, listed here are other choices | KANSAI\u2009Tourism -welcome\u2009to\u2009KANSAI,\u2009Japan-\" \/>\n<meta property=\"og:description\" content=\"For hopeless People in america considering a pay day loan, listed here are\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/\" \/>\n<meta property=\"og:site_name\" content=\"KANSAI\u2009Tourism -welcome\u2009to\u2009KANSAI,\u2009Japan-\" \/>\n<meta property=\"article:published_time\" content=\"2020-01-24T13:59:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-01-24T14:30:00+00:00\" \/>\n<meta name=\"author\" content=\"yoshidamitsuki\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u57f7\u7b46\u8005\" \/>\n\t<meta name=\"twitter:data1\" content=\"yoshidamitsuki\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u63a8\u5b9a\u8aad\u307f\u53d6\u308a\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"7\u5206\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/\"},\"author\":{\"name\":\"yoshidamitsuki\",\"@id\":\"https:\/\/kouiki.kansai.or.jp\/#\/schema\/person\/11729f04a1dc1c2f22c1458a277a6b39\"},\"headline\":\"For hopeless People in america considering a pay day loan, listed here are other choices\",\"datePublished\":\"2020-01-24T13:59:32+00:00\",\"dateModified\":\"2020-01-24T14:30:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/\"},\"wordCount\":1479,\"commentCount\":0,\"articleSection\":[\"Cash Advance Title Loans\"],\"inLanguage\":\"ja\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/\",\"url\":\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/\",\"name\":\"For hopeless People in america considering a pay day loan, listed here are other choices | KANSAI\u2009Tourism -welcome\u2009to\u2009KANSAI,\u2009Japan-\",\"isPartOf\":{\"@id\":\"https:\/\/kouiki.kansai.or.jp\/ja\/#website\"},\"datePublished\":\"2020-01-24T13:59:32+00:00\",\"dateModified\":\"2020-01-24T14:30:00+00:00\",\"author\":{\"@id\":\"https:\/\/kouiki.kansai.or.jp\/#\/schema\/person\/11729f04a1dc1c2f22c1458a277a6b39\"},\"description\":\"For hopeless People in america considering a pay day loan, listed here are\",\"breadcrumb\":{\"@id\":\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/#breadcrumb\"},\"inLanguage\":\"ja\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[[\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/\"]]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u30db\u30fc\u30e0\",\"item\":\"https:\/\/kouiki.kansai.or.jp\/ja\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"For hopeless People in america considering a pay day loan, listed here are other choices\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/kouiki.kansai.or.jp\/ja\/#website\",\"url\":\"https:\/\/kouiki.kansai.or.jp\/ja\/\",\"name\":\"KANSAI\u2009Tourism -welcome\u2009to\u2009KANSAI,\u2009Japan-\",\"description\":\"\u304b\u3064\u3066\u306f\u4eac\u90fd\u30fb\u5948\u826f\u30fb\u5927\u962a\u30fb\u6ecb\u8cc0\u30fb\u5175\u5eab\u306a\u3069\u306b\u90fd\u304c\u7f6e\u304b\u308c\u6b74\u53f2\u306e\u4e2d\u5fc3\u306b\u4f4d\u7f6e\u3057\u3066\u304d\u305f\u95a2\u897f\u3002  1000\u5e74\u4ee5\u4e0a\u306b\u308f\u305f\u3063\u3066\u3001\u65e5\u672c\u306e\u300c\u90fd\u300d\u3068\u3057\u3066\u653f\u6cbb\u3001\u7d4c\u6e08\u3001\u7523\u696d\u3001\u6587\u5316\u306e\u4e2d\u5fc3\u5730\u3068\u3057\u3066\u7e41\u6804\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u305d\u3057\u3066\u3001\u56fd\u5b9d\u3001\u91cd\u8981\u6587\u5316\u8ca1\u306e\u7d046\u5272\u3001\u305d\u3057\u3066\u65e5\u672c\u306e\u4e16\u754c\u6587\u5316\u907a\u7523\u306e\u7d045\u5272\u306f\u95a2\u897f\u306b\u3042\u308a\u3001\u307e\u3055\u306b\u6587\u5316\u306e\u5b9d\u5eab\u3067\u3059\u3002\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/kouiki.kansai.or.jp\/ja\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ja\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/kouiki.kansai.or.jp\/#\/schema\/person\/11729f04a1dc1c2f22c1458a277a6b39\",\"name\":\"yoshidamitsuki\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"For hopeless People in america considering a pay day loan, listed here are other choices | KANSAI\u2009Tourism -welcome\u2009to\u2009KANSAI,\u2009Japan-","description":"For hopeless People in america considering a pay day loan, listed here are","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/","og_locale":"ja_JP","og_type":"article","og_title":"For hopeless People in america considering a pay day loan, listed here are other choices | KANSAI\u2009Tourism -welcome\u2009to\u2009KANSAI,\u2009Japan-","og_description":"For hopeless People in america considering a pay day loan, listed here are","og_url":"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/","og_site_name":"KANSAI\u2009Tourism -welcome\u2009to\u2009KANSAI,\u2009Japan-","article_published_time":"2020-01-24T13:59:32+00:00","article_modified_time":"2020-01-24T14:30:00+00:00","author":"yoshidamitsuki","twitter_card":"summary_large_image","twitter_misc":{"\u57f7\u7b46\u8005":"yoshidamitsuki","\u63a8\u5b9a\u8aad\u307f\u53d6\u308a\u6642\u9593":"7\u5206"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/#article","isPartOf":{"@id":"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/"},"author":{"name":"yoshidamitsuki","@id":"https:\/\/kouiki.kansai.or.jp\/#\/schema\/person\/11729f04a1dc1c2f22c1458a277a6b39"},"headline":"For hopeless People in america considering a pay day loan, listed here are other choices","datePublished":"2020-01-24T13:59:32+00:00","dateModified":"2020-01-24T14:30:00+00:00","mainEntityOfPage":{"@id":"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/"},"wordCount":1479,"commentCount":0,"articleSection":["Cash Advance Title Loans"],"inLanguage":"ja","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/","url":"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/","name":"For hopeless People in america considering a pay day loan, listed here are other choices | KANSAI\u2009Tourism -welcome\u2009to\u2009KANSAI,\u2009Japan-","isPartOf":{"@id":"https:\/\/kouiki.kansai.or.jp\/ja\/#website"},"datePublished":"2020-01-24T13:59:32+00:00","dateModified":"2020-01-24T14:30:00+00:00","author":{"@id":"https:\/\/kouiki.kansai.or.jp\/#\/schema\/person\/11729f04a1dc1c2f22c1458a277a6b39"},"description":"For hopeless People in america considering a pay day loan, listed here are","breadcrumb":{"@id":"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/#breadcrumb"},"inLanguage":"ja","potentialAction":[{"@type":"ReadAction","target":[["https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/"]]}]},{"@type":"BreadcrumbList","@id":"https:\/\/kouiki.kansai.or.jp\/ja\/for-hopeless-people-in-america-considering-a-pay-4\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u30db\u30fc\u30e0","item":"https:\/\/kouiki.kansai.or.jp\/ja\/"},{"@type":"ListItem","position":2,"name":"For hopeless People in america considering a pay day loan, listed here are other choices"}]},{"@type":"WebSite","@id":"https:\/\/kouiki.kansai.or.jp\/ja\/#website","url":"https:\/\/kouiki.kansai.or.jp\/ja\/","name":"KANSAI\u2009Tourism -welcome\u2009to\u2009KANSAI,\u2009Japan-","description":"\u304b\u3064\u3066\u306f\u4eac\u90fd\u30fb\u5948\u826f\u30fb\u5927\u962a\u30fb\u6ecb\u8cc0\u30fb\u5175\u5eab\u306a\u3069\u306b\u90fd\u304c\u7f6e\u304b\u308c\u6b74\u53f2\u306e\u4e2d\u5fc3\u306b\u4f4d\u7f6e\u3057\u3066\u304d\u305f\u95a2\u897f\u3002  1000\u5e74\u4ee5\u4e0a\u306b\u308f\u305f\u3063\u3066\u3001\u65e5\u672c\u306e\u300c\u90fd\u300d\u3068\u3057\u3066\u653f\u6cbb\u3001\u7d4c\u6e08\u3001\u7523\u696d\u3001\u6587\u5316\u306e\u4e2d\u5fc3\u5730\u3068\u3057\u3066\u7e41\u6804\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u305d\u3057\u3066\u3001\u56fd\u5b9d\u3001\u91cd\u8981\u6587\u5316\u8ca1\u306e\u7d046\u5272\u3001\u305d\u3057\u3066\u65e5\u672c\u306e\u4e16\u754c\u6587\u5316\u907a\u7523\u306e\u7d045\u5272\u306f\u95a2\u897f\u306b\u3042\u308a\u3001\u307e\u3055\u306b\u6587\u5316\u306e\u5b9d\u5eab\u3067\u3059\u3002","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kouiki.kansai.or.jp\/ja\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ja"},{"@type":"Person","@id":"https:\/\/kouiki.kansai.or.jp\/#\/schema\/person\/11729f04a1dc1c2f22c1458a277a6b39","name":"yoshidamitsuki"}]}},"_links":{"self":[{"href":"https:\/\/kouiki.kansai.or.jp\/ja\/wp-json\/wp\/v2\/posts\/7746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kouiki.kansai.or.jp\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kouiki.kansai.or.jp\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kouiki.kansai.or.jp\/ja\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/kouiki.kansai.or.jp\/ja\/wp-json\/wp\/v2\/comments?post=7746"}],"version-history":[{"count":1,"href":"https:\/\/kouiki.kansai.or.jp\/ja\/wp-json\/wp\/v2\/posts\/7746\/revisions"}],"predecessor-version":[{"id":7747,"href":"https:\/\/kouiki.kansai.or.jp\/ja\/wp-json\/wp\/v2\/posts\/7746\/revisions\/7747"}],"wp:attachment":[{"href":"https:\/\/kouiki.kansai.or.jp\/ja\/wp-json\/wp\/v2\/media?parent=7746"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kouiki.kansai.or.jp\/ja\/wp-json\/wp\/v2\/categories?post=7746"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kouiki.kansai.or.jp\/ja\/wp-json\/wp\/v2\/tags?post=7746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}