You’ve created a shared credit history with your partner if you’ve opened a credit card with your spouse or bought a car or a house together. How your significant other handles their finances possesses direct effect on you — and your credit rating.
But that doesn’t suggest you’ve got the right to check into their credit rating without authorization. Ask first.
In reality, accessing a credit file that isn’t your personal could be a type of identity or fraud theft.
The federal Fair credit scoring Act enables credit rating agencies to offer credit information to individuals or entities by having a need that is“valid” including creditors, insurers or landlords. Continue reading “Exactly about : Don’t always check your spouse’s credit report”